|Question: Are there monthly charges? For what?
After the initial design is completed there are no other charges relating to design unless you want to make changes.
Otherwise all web sites require some sort of web site hosting service, which usually incurs a monthly charge. Sometimes, you can receive a discount by purchasing one year of hosting in advance.
If there are any additional charges beyond hosting fees depends on whom you hire as your web designer. If you are charged a monthly fee for updates and maintenance, make sure you understand exactly what changes the designer will be making and if there are any limits placed on the amount of changes/updates you can request.
In addition, some designers/developers will charge monthly for search engine optimization. Beware of those companies that charge outrageous amounts for this service. As a rule, if you see a monthly charge you do not understand fully, ask your designer/developer to explain it completely to you.
As an alternative to a flat monthly charge for maintenance or optimization that may or may not happen, some designers will agree to charge you only for the changes you request and you therefore will have no charges when you have no updates to your site. You should, however, be told what the hourly rate will be.